Why Transact with N-Cash?

N-Cash was created in 2006 to revolutionize the pawnshop industry in the Philippines. Since its inception more than 17 years ago, N-Cash has been a trailblazer in finding new ways to help Filipinos augment their finances through pawning services.

Before N-Cash, traditional pawnshops in the country only accepted gold and silver jewelries as collateral for cash loans. N-Cash was one of the first financial institutions in the country to accept mobile phones and laptops in 2006. Shortly after that we added cameras and other electronics such as LED TV’s and even GPS monitors and N-Cash became the first exclusive gadgets pawnshop in the Philippines.

Also in 2006, we recognized the newfound inclination of Filipinos with designer items. It was evident amongst travelers and ‘balikbayans’ wherein they would bring home luxury bags, shoes, and eyewear from Japan and Europe instead of the usual gold necklace or bracelet. This was also the period where men started buying Rolex watches as statement pieces instead of the gold Cuban chain. After recognizing the shift of interest in luxury items, we started accepting luxury bags and Swiss watches as loan collateral. Again, N-Cash made history as the first pawnshop, not only in the Philippines, but the entire Southeast Asia, to accept bags and other personal items as collateral against a cash loan.

N-Cash also revolutionized the pawning of vehicles in Metro Manila. Before, car and motorcycle owners that needed money would often turn to other people to pawn their vehicle. This setup often lead to conflicts and misunderstandings between the two parties, resulting in a transaction that was more complicated than it should be. In 2009, N-Cash has formulated a system that formalized the car and motorcycle pawnshop industry and made pawning a vehicle as hassle-free as possible, with cash released in a matter of minutes.

Another breakthrough idea of N-Cash is the online pawning transaction. Introduced in 2020 after the hard lockdown caused by the pandemic, it is a remote pawning system in which the client can pawn an item without being physically present at any of our branches. This online pawn system helps practice social distancing and has proven to be convenient for customers as they are able to pawn most items at the comforts of their homes. We were also able to accommodate provincial customers once again even if travel restrictions are present.

We Pay Instant Cash 

We pay cash on the spot. Do you prefer a bank transfer or GCash credits instead? We can do that also. Transactions are done in minutes. Always remember, N-Cash means Instant Cash.

Highest Appraisals

We provide the highest appraisal for items compared to other pawnshops and resellers in the Philippines. We invest in having extensive and current knowledge of most electronics, luxury bags, Swiss watches, jewelries, cars, motorcycles, condominium units, and other items so we can give the maximum loanable value that your item deserves.

Beware of other pawnshops that give high initial estimates just to bait clients into their store. Only to lowball them during the actual appraisal.

Here at N-Cash, the initial estimates that we give are usually the actual loan value already.

Face-to-face Transactions

Your items will be inspected right in front of you by qualified appraisers. No hocus-pocus, no guesswork.

All Items are Sealed

Your item will not be used while in our possession. Period. We value your trust. That’s why our staff will seal your item right in front of you, with your signature, ensuring that it will not be tampered with while in our possession. Do you have private files in your laptop, camera, or smartphone? No need to do a reformat before bringing it in. It will be sealed upfront to guarantee a worry-free transaction.